Programs

Programs

Housing Support Programs For Our Community

The Pecos Housing Finance Corporation provides multiple supportive initiatives designed to increase housing access and affordability across our region. Our comprehensive programs assist both current homeowners and prospective residents, creating pathways to housing stability through targeted financial assistance, development partnerships, and community-centered solutions that address the unique needs of our local workforce and neighborhoods.

A family is posing for a picture on the porch of their house.
A man is standing on a ladder applying caulk to a window.
A man is installing a wooden floor in a room.

Programs

Home Repair Program

Our Home Repair Program provides financial assistance to eligible homeowners in Pecos for essential repairs and improvements, ensuring homes remain safe, livable, and in good condition.

  • Eligibility: Homeowners must meet specific income and residency requirements.
  • Application Process: Application forms are accessible for submission here, or via the online form below.

Programs

Down Payment Assistance Program

This program helps eligible first-time homebuyers and income-qualified families with down payment and closing cost support. The goal is to make homeownership more attainable for residents who are ready to take the next step but face financial barriers.

  • Eligibility: Applicants must be first-time homebuyers and meet income guidelines.
  • Application Process: Once available, application forms will be accessible for submission via online form, to be provided below.

Beginning in July 2025

A glass jar filled with money and a yellow sticky note that says down payment.
A woman is holding a pair of keys in her hand.

Programs

First-Time Homebuyer Education Courses

These free courses provide essential information for anyone preparing to buy their first home. Topics include budgeting, mortgage basics, home maintenance, and understanding the closing process. Participants will receive a certificate upon completion, which may be required for other housing assistance programs.

  • How to Enroll: Registration for the next available session will be available via online form to be provided below.
  • Cost: Courses are free and open to the public.


Beginning in June 2025

Programs

Trusted Vendor Program

This program connects residents with a network of vetted professionals—such as builders, contractors, and real estate agents—who meet PHFC’s standards for quality, fairness, and local reliability. The goal is to help homeowners find trusted service providers for housing-related needs, and to give reputable vendors the opportunity to support the community through transparent, accountable work.

  • For Residents: Once available, vendor forms will be accessible for download below.
  • For Vendors: If you're a local business interested in joining the program, please reach out to us via the Contact Us page.

Beginning June 2025

A group of men are working on the roof of a house.

Apply Online

For more information about our programs and how we can support your housing needs, please contact us today.